Once you’ve completed the initial process with KORE Retrofit, you’ll be issued with a Home Energy Summary Report. This important document allows you to apply for government-backed low-cost financing directly with participating finance providers. Outside of issuing the Home Energy Summary Report, we aren’t involved in the financing application.

Yes. You can finance between €5,000 and €75,000 per property, with a limit of three properties total. The maximum amount you can finance for three properties is €225,000.

In order to qualify for the financing, the measures installed must result in a 20% improvement in the energy performance (BER) of the property.

With KORE Retrofit and the One Stop Shop Scheme, you can finance all the measures typically included in a whole-home upgrade. This includes insulation, heat pumps and heating controls, ventilation, external windows and doors, and renewable systems like solar PV. Note that you can only finance solar PV if completing a whole-home upgrade. Solar PV cannot be financed on its own.

You can use up to 25% of the total loan on works that are not grant aided by SEAI. This limit is strictly enforced.

You cannot finance works for a non-residential property. You cannot use the funds towards the refinancing of existing debt. Previous works that have received an SEAI grant in the past are also excluded. Unfortunately, we aren’t able to finance any form of fossil fuel boilers.

In addition, please remember that only 25% of the loan can be spent on non SEAI grant aided measures. Finance providers may audit loans to ensure this is enforced.

The Home Energy Summary Report (HESR) is a document that we provide to the homeowner once the final quotation is complete. This is the document you’ll need to apply for financing directly with the finance provider.

You will still be eligible for financing if you’ve received a quotation but the woks have not commenced. You will also be eligible if a pre-BER is published and works commenced but not paid for (and no grant claimed).

You are ineligible for financing if the works are completed and paid for, or the works have commenced with grant pre-approval and no pre-BER was completed on the property.

A list of partners will be published at a later date. All finance providers offering these loans will set their own terms, underwriting requirements and interest rates.

The requirements are at the sole discretion of each finance provider, so your experience may vary.

SEAI has requested a ‘digital-first’ approach, which means in most cases you should be able to complete the process entirely online.

For more information, please contact your finance provider of choice.